Uni.Asia Life brings you Uni CI Protector Plus, a group benefit scheme offered exclusively to everyone for protection against death, total & permanent disability, & critical illness.
 

Coverages provided by Uni CI Protector Plus:

Basic Plan


Optional Services

Fees
Note:
 Endah Plan is only applicable to UCIP Plus 1 while Millennium Plan is applicable to UCIP Plus 2.
  Endah and Millennium additional services are offered by Uni.Asia Life’s business associate, Integrated Healthcare Management (IHM).
 
Advantages of Uni CI Protector Plus:
• Fixed premium for all ages
• Premium is lower compared to individual policies
• Participation can be continued up to age 70 for Death (due to non-accidental causes), Terminal Illness, & Critical Illness.
• Participation up to age 65 for TPD (due to non-accidental causes), Accidental Death, & Accidental TPD.
• Guaranteed renewability (premium rates are subject to review from time to time).
 
Further Description of Benefits under Uni CI Protector Plus:
• Death, TPD, & Terminal Illness
- Upon death of the Participant due to non-accidental causes, 100% of the Sum Assured of the plan under which the Participant is covered will be payable in one lump sum.
- Upon death of the Participant due to Accidental means on or before the age of 65 years old, 200% of the Sum Assured will be payable in one lump sum.
- Upon diagnosis of Terminal Illness of the Participant, 100% of the Sum will be payable in one lump sum.
- “Terminal Illness” means an illness which in the opinion of a registered medical practitioner approved by Uni.Asia Life Assurance Berhad is highly likely to lead to death within 12 months from the date of diagnosis.
- The Certificate of Insurance will be terminated upon payment of Death Benefit, TPD Benefit, or Terminal Illness Benefit.
 
• Critical Illness (CI)
- Certificate of Insurance will NOT be terminated upon payment of this benefit. Coverage will continue to be inforce until the occurrence of Death, TPD, Terminal Illness, or termination of the participant’s coverage.
- This benefit is not payable if CI is diagnosed within the first 60 days of coverage, or is caused by any pre-existing illnesses, whether declared or not.
 
• Funeral Expense
-
 This benefit is payable together with the Death or Accidental Death Benefit.
 

OPTIONAL PLAN
• Medical Examination Plans

A Participant will be entitled to the following annual medical examination if it is attached to the basic plan.

*Millennium and Endah plan are provided by IHM