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We are fortunate today that with various medical breakthrough, new medicines are continuously tested and developed for the millions around the world that are stricken with Critical Illnesses.
Nevertheless, the cost to cure these diseases is phenomenal and most of us will experience considerable strain on our finances to cover the cost of treatment. In view of these possible circumstances, we have introduced a non participating medical rider policy specially named Uni Critical Care.
Uni Critical Care provides the comfort of knowing that you will be in a comfortable financial situation should you be diagnosed with any of the 36 Critical Illnesses. |
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This rider is a dread disease term rider. |
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Diagnosis of 36 Critical Illnesses |
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100% of Sum Assured will be payable upon diagnosis of any of the 36 Critical Illnesses listed in this brochure, after which the rider automatically terminates. |
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The Sum Assured will not accelerate on the basic plan, upon diagnosis on any of the 36 Critical Illnesses; the basic plan will not be terminated. |
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A 30-day waiting period applies from the date of inception or reinstatement of the benefit. |
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A 30-day survival period applies from the date of first diagnosis of the covered condition to the date of eligibility for benefit. |
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The minimum Sum Assured limit is RM10,000 and maximum Sum Assured is 200% of the basic plan Sum Assured subject to the maximum limit on any one life of RM1 million inclusive of all Critical Illnesses insurance coverage from all companies. |
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Minimum age at entry is 2 weeks old and maximum age at entry is 65 years old. |
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Indicative Premium Rates |
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| Indicative Annual Premium Rates per thousand Sum Assured for a plan with policy term of 20 years: |
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