An insurance plan that pays you while it protects.

Uni.Asia Life offers you Uni Guaranteed Cash, a participating endowment plan that gives you yearly cash back from the end of the second policy year.

Extra cash will certainly come in handy whether it is for a holiday treat, a new handphone, your children's education or in case of an emergency. It is reassuring to have a plan that allows you to save with easy access to regular funds while giving you maximum insurance protection.
   
• Benefits Of Uni Guaranteed Cash

100% of the Sum Assured together with the accumulated reversionary bonus*, accumulated yearly cash back* and terminal bonus* shall be payable in the event of Death or Total and Permanent Disability (TPD) of the Life Assured, whichever is earlier.
 

Cash payment of up to 5% of the Sum Assured will be payable every year commencing from the end of the second policy year. Hence you will be able to receive a total guaranteed yearly cash back of up to 73% of the Sum Assured upon maturity of the policy.
 

With Uni Guaranteed Cash, you decide on the savings period. There are four terms to choose from i.e. 10 years, 15 years, 20 years and 25 years. On top of that, you have three alternatives to utilize your cash back therefore offering you greater financial flexibility. You have the options to:
- Withdraw the yearly cash back and spend it any way you wish.
- Reinvest the yearly cash back into the policy to earn interest. (This is the default option)
- Use the yearly cash back to pay for your premium when you need to.
 

Upon maturity, you will receive 100% of the Sum Assured for 15, 20 and 25-year term policy or 90% of the Sum Assured for a 10-year term policy together with the accumulated reversionary bonus*, accumulated yearly cash back* and terminal bonus*.
 

The surrender benefit is available from the end of the first policy year onwards, upon surrendering the policy. Basic cash value*, together with the accumulated reversionary bonus* and accumulated yearly cash back* will be payable.
*If any
• More About Uni Guaranteed Cash
- The minimum Sum Assured for this plan is RM10,000 and there is no maximum Sum Assured.
- Minimum age entry: 2 weeks old. Maximum age at entry: 60 years old.
 
• Advance Payment Option (APO)
- Discount for advance payment is applicable for 10, 15, 20 and 25-year term policy.