Having to stay in a hospital for treatment is not something that we look for in life. Nevertheless, we can definitely minimize the anxiety by making sure that our stay is comfortable and we can concentrate on getting better.
With this purpose in mind, we offer Uni Medicare, a hospital income insurance that is attachable to a basic plan. This plan provides hospitalization and surgical benefits.
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This rider is guaranteed renewable throughout the term policy, up to age 70.
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Premium rates are not guaranteed. Premium rates may be revised on renewal depending on the experience of the whole portfolio.
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Hospitalization
Upon hospitalization, you will be paid a fixed amount of daily income in accordance to the plan selected for any period of the hospitalization. See Schedule of Benefit below for the different plans available.
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Surgical
This rider pays a fixed lump sum in accordance with the type of plan selected. The benefit payable is also dependent on the complexity of the surgical procedure, categorized according to the degree of severity - minor, intermediate, major or complex (see Schedule of Benefit below).
If two or more surgical procedures are performed at the same time, the benefit payable is the amount indicated for the one surgical procedure performed for which the largest amount is payable.