Uni Payor Protector is a decreasing term rider that offers you a way to secure your income via monthly income, lump sum (upon request) or annual income (upon request), so that you need not worry about managing your funds, because Uni Payor Protector will do the worrying for you!
   
- Uni Payor Protector is a decreasing term rider
- Has a decreasing term and is dependent on the basic plan’s premium payment term
- Has level premium throughout premium term
- Premium term is the same as coverage term
- Issue age, nearest birthday:
  Minimum age at entry: 16 years old
  Maximum age at entry: 60 years old
 
• Death/TPD Benefit
  Upon the occurrence of death of TPD, whichever is earlier
 
• Waiver of premium on basic plan; or
• Family income benefit is payable until expiry of term coverage is payable in any of the 3 following methods:
  1.Monthly Income
  2.Lump Sum (upon request)
  3.Annual Income (upon request)
   
• Surrender Benefit
  The cash value is payable from the end of the third policy year onwards.